The Challenge

Laxmi Bank embarked on a bold journey to launch OrangeNXT—a fully digital banking platform that could onboard customers online and provide the entire spectrum of banking services digitally. To make this vision a reality, they needed a modern API management platform capable of delivering secure, scalable, and rapidly deployable APIs.

At the same time, they aimed to modernize internal operations through their BPM system, Makuri. Reliance on third-party SMS gateway aggregators was another hurdle, adding unnecessary cost and reducing control over customer communications.

Our Solution

We partnered with Laxmi Bank as their API Management Platform provider and accelerated their digital transformation with our pre-built connectors, orchestration module, and proxy module—all designed to expedite API development and integration.

• OrangeNXT APIs (1 Month): Built and delivered all APIs required to power the digital bank—from digital onboarding and eKYC to payments, transfers, and account services.
• Makuri BPM APIs (1 Month): Developed the APIs driving Makuri’s business process automation, ensuring efficient workflows across internal operations.
• Direct Telco SMS Gateway (1 Week): Integrated directly with telecom operators, enabling Laxmi Bank to bypass costly SMS aggregators and improve reliability.

The Results

Thanks to our accelerated API-first approach, Laxmi Bank went live with OrangeNXT and Makuri far faster than traditional development cycles would have allowed.

• Time-to-Market:
  • OrangeNXT APIs → 1 Month (vs. 4–6 months with traditional methods)
  • Makuri BPM APIs → 1 Month (vs. 3–4 months)
  • SMS Gateway Integration → 1 Week (vs. 1–2 months)
• Key Business Impact:
  • Reduced dependency on external SMS aggregators, saving significant operational cost
  • Accelerated launch of Nepal’s next-generation digital bank app
  • Streamlined internal operations with BPM-driven automation
  • Future-proof, scalable API infrastructure for upcoming innovations

Conclusion

Through our API Management Platform, Laxmi Bank was able to deliver OrangeNXT—a modern digital bank app—in record time while simultaneously strengthening internal processes with Makuri. By leveraging our pre-built modules and connectors, Laxmi Bank achieved results 3–5x faster than industry norms, firmly establishing itself as a leader in digital banking innovation in Nepal.